Before looking for European car insurance it is important to make some distinctions between the types of cover that is on offer. If you are living in the UK and going on holiday then you are likely to be after temporary European car insurance. If you are looking for something more long term then there are further considerations to be made.
To be honest it isn’t a great deal of fun looking for European car insurance… Not compared to booking your trip anyway. But it is something that you need to look into and as early as possible.
Always check with your current insurance company to see if you have European car insurance cover included in your current policy. If you have then great as that will save you a lot of hassle and money.
A lot of people don’t compare insurance companies and tend to stick with their domestic insurer. While this may save you some time, it may not save you money. Having said that it is always easier to give your existing insurance company a call first as they have your details. It is always a good benchmark.
As I said the best thing is to start early. Know your itinerary before you start to call around because the length of cover required and the countries that you will be visiting. The insurer will need to know this prior to providing you with a quote for you European car insurance.
Find a list of insurance companies online and then systematically work your way down the list. Always be on the lookout for special deals like cashback offers. You will find that you can often get European breakdown cover included in the premium. Always check this as getting European cover included now can save a substantial amount on the long run.
Be careful of insurance optional extras though. Many of these carry high margins for insurance companies as ‘add-ons’ at the end of transactions. You will be surprised with how many people add extras that are completely inappropriate to the needs.
With the above you should be able to keep your insurance premiums down and secure cheap European car insurance.